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While everyone knows how important it is to have insurance on vehicles, homes and even your life, many people make the costly mistake of failing to have a long term disability insurance policy. An extended illness or injury can be financially devastating, preventing you from working and earning an income. Even if you have workplace short term disability coverage, chances are good that your existing policy only covers a portion of your salary. Could you afford to live on half of your current income, and if so, for how long? Both short term disability policies and long term disability insurance can protect you, your family and your home should you become unable to earn an income due to illness, disability or injury. Many people who have lost their homes and been forced to declare bankruptcy could have avoided financial ruin by having long term disability insurance. To find out how affordable it is to provide you and your family with disability insurance protection, research disability insurance rates today. https://www.edisabilityquotes.com/long-term-disability-insurance-quotes/